Financing Your Future.
Not Your Past.
Welcome to GEM CARS in Dallas, Texas.
- ✔ Family-owned and operated since 1984
- ✔ In-house financing with reasonable down payments
- ✔ Trade-ins are always welcome
Your Job
Is Your Credit.
Buy Here, Pay Here financing made simple.
- ✔ Financing options for many credit situations
- ✔ Friendly assistance in English and Spanish
- ✔ Cars, trucks, and SUVs for your needs
Get Pre-Qualified
In Seconds!
- Flexible Financing Options Financing solutions for many different credit situations.
- Based on Your Income Your job and current income help us understand your options.
- Fast and Simple Process Complete a few basic fields to start the conversation.
Submitting this form does not guarantee financing or require you to purchase a vehicle.
Complete This Quick Pre-Qualification
Tell us a little about yourself and how soon you're looking to buy to get the application process started.
GEM CARS FAQs
Learn more about shopping for a used vehicle and exploring in-house financing at GEM CARS in Dallas, Texas.
Does GEM CARS offer Buy Here, Pay Here financing in Dallas?
Yes. GEM CARS is a Buy Here, Pay Here dealership offering in-house vehicle financing in Dallas, Texas. Instead of relying exclusively on a traditional bank or credit union, our team works directly with customers to review their current income, available down payment, vehicle needs, and ability to make payments.
Can I finance a used vehicle if I have bad credit or no credit?
GEM CARS works with customers in many different credit situations, including bad credit, limited credit history, no established credit, and past financial challenges. We focus on your current situation and ability to move forward. Financing is subject to review, and submitting an application does not guarantee approval.
What types of used vehicles does GEM CARS sell?
Our inventory may include pre-owned cars, pickup trucks, SUVs, vans, and other vehicles from a variety of popular manufacturers. Inventory changes regularly, so we encourage shoppers to browse our current selection online or contact us if they are looking for a particular type of vehicle.
What do I need to apply for in-house vehicle financing?
Financing requirements can vary based on the customer and vehicle. You may be asked to provide a valid driver's license or identification, proof of income, proof of residence, references, and information about your available down payment. Contact GEM CARS before your visit, and our team can help you prepare the documents needed for your situation.
Where is GEM CARS & are they family owned and operated?
GEM CARS is located at 12182 Garland Road, Dallas, Texas 75218. We are a family-owned and operated used car dealership that has served Dallas-area drivers since 1983. Customers are welcome to visit us to browse our inventory, discuss financing, value a trade, or learn more about selling a vehicle to GEM CARS.
